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	<title>Comments on: A Happy Holiday Story Worth Passing On</title>
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		<title>By: Be the Change You Want to See in Others</title>
		<link>http://jeffmills.com/2008/12/25/a-happy-holiday-story-worth-passing-on.htm#comment-48188</link>
		<dc:creator>Be the Change You Want to See in Others</dc:creator>
		<pubDate>Mon, 29 Dec 2008 19:52:01 +0000</pubDate>
		<guid isPermaLink="false">http://jeffmills.com/?p=524#comment-48188</guid>
		<description>[...] On Christmas day, I reported the story of one down on their luck family that I read about from CNN. I posted it here. [...]</description>
		<content:encoded><![CDATA[<p>[...] On Christmas day, I reported the story of one down on their luck family that I read about from CNN. I posted it here. [...]</p>
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		<title>By: Minister C.J. Di Donna</title>
		<link>http://jeffmills.com/2008/12/25/a-happy-holiday-story-worth-passing-on.htm#comment-48180</link>
		<dc:creator>Minister C.J. Di Donna</dc:creator>
		<pubDate>Mon, 29 Dec 2008 01:41:00 +0000</pubDate>
		<guid isPermaLink="false">http://jeffmills.com/?p=524#comment-48180</guid>
		<description>I say to Gehennem with Fannie Mae &amp; Freddy Mac.
This sub prime mortgage mess would have never happened if &quot;We the People&quot; who do not have high paying jobs would have been granted the right to borrow a low interest home mortgage loan based on income directly from the Federal Reserve Bank which should be nationalized for the moderate income working class people of our nation who for too long have been enslaved by bank&#039;s and lending institution&#039;s by high interest rates on money that they receive at a low interest rate from the Fed.
&quot;The Change We Need&quot; from President elect Barack Obama which I doubt very much he will do since he is a proponent of Moratorium&#039;s which has been proven to only delay the unavoidable, is to federally mandate long term loan modification&#039;s (interest) on behalf of &quot;all Americans&quot; with Sub Prime and ARM Negative (minimum payment deferred) interest mortgage loans at a fixed rate for 40 or 50 year&#039;s to spread out the payments.
The majority of these loan&#039;s (due to death, relocating of familie&#039;s etc) would be paid off way before 40 or 50 years.
Leaving it up to the bank&#039;s to do this is akin to putting the fox in the hen house to protect them. 
&quot;The Change We Need&quot; for these American families with children, the elderly &amp; those caring for them, must come from the Federal government</description>
		<content:encoded><![CDATA[<p>I say to Gehennem with Fannie Mae &amp; Freddy Mac.<br />
This sub prime mortgage mess would have never happened if &#8220;We the People&#8221; who do not have high paying jobs would have been granted the right to borrow a low interest home mortgage loan based on income directly from the Federal Reserve Bank which should be nationalized for the moderate income working class people of our nation who for too long have been enslaved by bank&#8217;s and lending institution&#8217;s by high interest rates on money that they receive at a low interest rate from the Fed.<br />
&#8220;The Change We Need&#8221; from President elect Barack Obama which I doubt very much he will do since he is a proponent of Moratorium&#8217;s which has been proven to only delay the unavoidable, is to federally mandate long term loan modification&#8217;s (interest) on behalf of &#8220;all Americans&#8221; with Sub Prime and ARM Negative (minimum payment deferred) interest mortgage loans at a fixed rate for 40 or 50 year&#8217;s to spread out the payments.<br />
The majority of these loan&#8217;s (due to death, relocating of familie&#8217;s etc) would be paid off way before 40 or 50 years.<br />
Leaving it up to the bank&#8217;s to do this is akin to putting the fox in the hen house to protect them.<br />
&#8220;The Change We Need&#8221; for these American families with children, the elderly &amp; those caring for them, must come from the Federal government</p>
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		<title>By: Lisa</title>
		<link>http://jeffmills.com/2008/12/25/a-happy-holiday-story-worth-passing-on.htm#comment-48153</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Sat, 27 Dec 2008 04:26:18 +0000</pubDate>
		<guid isPermaLink="false">http://jeffmills.com/?p=524#comment-48153</guid>
		<description>I just found this on CNN, and I am sitting here with tears in my eyes. To read this story has restored some of the faith I have lost, and seem to be losing more each day, in people caring about other people. It truly made me smile and my heart was and is tender towards this couple. I know how they feel. I&#039;ve been homeless before, and only by the kindness of someone that barely knew me, was I able to have a home for about 6 months until God provided for me.
I&#039;m a single Mom, well, grandmother, doing this all over again . I&#039;ve had my granddaughter since birth really, and raised her alone, with no help from her parents. I&#039;ve worked my entire life, and endured many things, like this couple. Unlike them, I did not lose my family members due to a car crash or accident, but lost them due to other events. I married an alcoholic at age 20, and was emotionally and physically abused for years until I finally was able to leave him and my parents helped with the divorce. but while I was free physically from him, the emotional scars still remain. I&#039;ve battled depression and seen the effects on my daughter, and she now struggles too. She was treated several times as a teenager, before becoming a teen parent. She worked hard as well, but was just not ready to be a mother, and had to grow up way too fast. My daughter has been diagnosed with an illness that only God can cure, but it has brought us closer as a result, and I thank God for that. I don&#039;t see her often, because she lives in another state and cannot afford to come visit, and is facing a jail sentence due to financial problems in a divorce/custody case. she&#039;s made mistakes but I love her, and we all have made mistakes. God&#039;s grace covered mine, how could I not extend grace to her? 
I hit bottom a couple of years ago after a couple of surgeries, and alot of stressful situations in my life and at work, and decided to leave my job. after yet another surgery, I decided to go back to school to better myself, and try to become a teacher, a long time dream. I&#039;d always been told I wasn&#039;t smart enough, and I was the &quot;black sheep &quot; of the family, I never quite measured up. So, I did, and I am now a sophomore, and on the Deans List. After this next semester though, I am probably going to have to wait a few more years to complete my degree. 
I have developed health problems, and fractured my spine this year, and there are days I can barely keep going. I did not think things could get worse, but they did. My brother was hospitalized for trying to take his life (threatening to )... his wife left him . I spent Christmas away from my family for the first time in all my years that I can remember. My heart aches for my brother and what he and my sister in law are going through. I&#039;ve cried so much the past 2 weeks. I cry for my Mom, for my brother, and for my granddaughter, for my daughter, and for myself. 
We did not have much of a Christmas this year financially. I had one day that the phone did not ring from bill collectors. Today they started again. But,..
reading this story today gave me hope. Hope for a future, hope that someday we would have our own home. a place we can call our own. that somewhere down the road I can breathe again, and somewhere learn to smile and laugh again. 
I thank God that this family was blessed, God was smiling on them, and caused strangers to &quot;give unto their bosom&quot;. If it wasn&#039;t for Him, I&#039;d have given up a long time ago myself.
God bless those that helped this family, and for putting hope into my heart once again. 
Lisa</description>
		<content:encoded><![CDATA[<p>I just found this on CNN, and I am sitting here with tears in my eyes. To read this story has restored some of the faith I have lost, and seem to be losing more each day, in people caring about other people. It truly made me smile and my heart was and is tender towards this couple. I know how they feel. I&#8217;ve been homeless before, and only by the kindness of someone that barely knew me, was I able to have a home for about 6 months until God provided for me.<br />
I&#8217;m a single Mom, well, grandmother, doing this all over again . I&#8217;ve had my granddaughter since birth really, and raised her alone, with no help from her parents. I&#8217;ve worked my entire life, and endured many things, like this couple. Unlike them, I did not lose my family members due to a car crash or accident, but lost them due to other events. I married an alcoholic at age 20, and was emotionally and physically abused for years until I finally was able to leave him and my parents helped with the divorce. but while I was free physically from him, the emotional scars still remain. I&#8217;ve battled depression and seen the effects on my daughter, and she now struggles too. She was treated several times as a teenager, before becoming a teen parent. She worked hard as well, but was just not ready to be a mother, and had to grow up way too fast. My daughter has been diagnosed with an illness that only God can cure, but it has brought us closer as a result, and I thank God for that. I don&#8217;t see her often, because she lives in another state and cannot afford to come visit, and is facing a jail sentence due to financial problems in a divorce/custody case. she&#8217;s made mistakes but I love her, and we all have made mistakes. God&#8217;s grace covered mine, how could I not extend grace to her?<br />
I hit bottom a couple of years ago after a couple of surgeries, and alot of stressful situations in my life and at work, and decided to leave my job. after yet another surgery, I decided to go back to school to better myself, and try to become a teacher, a long time dream. I&#8217;d always been told I wasn&#8217;t smart enough, and I was the &#8220;black sheep &#8221; of the family, I never quite measured up. So, I did, and I am now a sophomore, and on the Deans List. After this next semester though, I am probably going to have to wait a few more years to complete my degree.<br />
I have developed health problems, and fractured my spine this year, and there are days I can barely keep going. I did not think things could get worse, but they did. My brother was hospitalized for trying to take his life (threatening to )&#8230; his wife left him . I spent Christmas away from my family for the first time in all my years that I can remember. My heart aches for my brother and what he and my sister in law are going through. I&#8217;ve cried so much the past 2 weeks. I cry for my Mom, for my brother, and for my granddaughter, for my daughter, and for myself.<br />
We did not have much of a Christmas this year financially. I had one day that the phone did not ring from bill collectors. Today they started again. But,..<br />
reading this story today gave me hope. Hope for a future, hope that someday we would have our own home. a place we can call our own. that somewhere down the road I can breathe again, and somewhere learn to smile and laugh again.<br />
I thank God that this family was blessed, God was smiling on them, and caused strangers to &#8220;give unto their bosom&#8221;. If it wasn&#8217;t for Him, I&#8217;d have given up a long time ago myself.<br />
God bless those that helped this family, and for putting hope into my heart once again.<br />
Lisa</p>
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